13 Financial Advisor, CFP

What is it Like Being a Financial Advisor, CFP

On this episode of the Unboxing Careers Podcast, we unbox the career of a financial advisor, CFP with Mike Reynolds.

Guest: Mike Reynolds is a Financial Advisor and Certified Financial Planner (CFP) at Janney Montgomery Scott. As a Financial Advisor, Mike utilizes his Wealth Management experience to offer clients a truly tailored and unique experience, from basic investment strategy to ongoing asset management.

Connect with Mike:

Listen: Spotify | Apple Podcasts | Amazon Music

What We Discuss:

  • The Role of a Financial Advisor

  • Career Path and Education in Finance

  • A Week in the Life of a Financial Advisor

  • Work-Life Balance in Financial Planning

  • The Stress and Responsibility of Being a Financial Advisor

  • Advice for Students Interested in Finance

  • Finding Your Why

  • The Importance of Internships and Connections in College

  • Tips for Landing the First Job in the Financial Field

  • Misconceptions About Financial Planners

  • What Mike Wishes He Knew Sooner

  • The Most Rewarding Part of a Financial Planner's Career

Key Financial Advisor Career Takeaways:

  • Financial planning involves servicing existing clients and building new client relationships.

  • Continuous learning and certifications are important in the finance industry.

  • Financial advisors are entrusted with clients' financial security, which can be stressful.

  • Finding a work-life balance is important in the financial planning field.

  • High school students interested in finance can explore the field by reading material and understanding the requirements.

  • Personal experiences can shape your career path and help you find your why.

  • Internships and connections are crucial for college students interested in finance.

  • Financial planning is more than just investments; it involves comprehensive planning for various life events.

  • The financial planning field is becoming more diverse and inclusive.

  • The most rewarding part of a financial planner's career is helping clients achieve their financial goals.

  • Being open to saying 'I don't know' is important in any profession.

Greg

Welcome everyone to the Unboxing Careers podcast where we shed light on what different careers are really like so you can choose a career you'll really love. Today we are unboxing the career of a Financial Advisor, CFP.

But before we do, let’s talk briefly about unboxing thoughtful gifts. At ThoughtfulCollection.com you can shop from a wide selection of curated products you can feel good about, helping you express friendship, gratitude, and love.

The next time you need to, don't just gift. Gift thoughtfully at www.ThoughtfulCollection.com.

I'd like to welcome to show Michael Reynolds, Financial Advisor, CFP at Janney Montgomery Scott. Mike, welcome to the Podcast. Thanks for being here. I said Michael, I've never actually called you Michael before.

Mike Reynolds

That's all right, Gregory. Thank you for having me.

Greg

Touché, touché. All right, let's start with this. Why don't you give the audience a little level set. So tell us a little bit about what type of company Janney Montgomery Scott is and then what a financial advisor actually does.

Mike Reynolds

Janney Montgomery Scott, we've always called ourselves a regional like boutique broker dealer, if you will. Ironically, the timing of this question comes at a very good time. Previously, we had the second oldest seat on the New York Stock Exchange. We were then owned, bought and owned by Penn Mutual since 1982. And just about three weeks ago, actually, we were sold to KKR, which is a private equity firm. That is all good news, though. That is positive outlook for Janney and part of why KKR bought Janney is we're going to have more of that client focus that Janney has always focused on. So, regional broker dealer and what we focus on is again the client experience as a financial advisory firm, right? And specifically myself as a certified financial planner. Everything is day to day different, but it's always focused at the client's needs.

Greg

Okay, so what specifically do you do in your role?

What does a financial advisor do?

Mike Reynolds

It's, that's a great question. Every time I'm asked that I love it because kind of what I was saying before is every day is different. So I'd say, I'm fortunate enough that I joined an existing financial advisor when I came on to this career, Steve Manley, as you know. so Steve is 52, I am 30 and he had an established book. And really what I was able to come on to do was service his existing book and then build the book.

Really what that means by service it's getting in touch with clients, making sure we're updating their financial plan, attending to their everyday needs because anything can change at any given moment, whether it's for the good or for the worst in your life day to day. And really we see ourselves as the ones that want to be maybe like the quarterbacks to help clients navigate through their lives financially.

Greg

Very good. And how about for work in the finance sector? So when did you decide that is a career path you want to go into?

Mike Reynolds

So I actually it's not something I decided on officially until probably my junior maybe senior year of college believe it or not I was what I would call maybe a late bloomer to really decide and discover what I wanted to do I made a pivot where I actually originally went to the University of Delaware with the intent of being a Kinesiology major to go to physical therapy school and I had a couple life experiences along the way that really opened up my eyes to find out what I was capable of to help people further. And that is when I decided this is what I wanted to do. But because of that, I discovered it so late, I wasn't able to change my major because I wanted to graduate on time. And I was able to kind of learn, you'll learn most things on the job if you're dedicated and committed. So that's exactly what I did. So maybe to answer your question, 21 years old I knew.

Greg

Okay, so you got a degree on something other than finance. How did the education side of finance then happen? You mentioned on the job training, but was it 100% on the job? Do you have to get certified so you take other classes? How does that work?

Mike Reynolds

Yeah. Yeah. Good question. So we do in this industry, you do have to be certified. So there are certain exams you have to pass. I was fortunate enough where I was able to kind of, I finished like a year early at university of Delaware. So rather than officially leaving that, extra year, I took some electives and I was taking economics business administration. I was able to at least cover a minor in business classes and then landed the job with Janney Montgomery Scott.

Where they said, hey, we're just going to train you up anyway. You kind of have two years to get all this stuff done and then decide what you want to do. And that's really how they can weed you out, if you will. So I had the hands -on day -to -day experience, but then I also had to pass what's called the Series 7, the Series 66. Basically, you have to get these exams to say that you're competent enough to know the knowledge. And then the biggest one I got was the CFP, the Certified Financial Planner Designation, which is a pretty grueling, you know, seven module what feels like seven years off my life process, but there you can't fake that one.

Greg

So we're going to circle back to this later in the episode. So if anyone's listening, please stick around, but I'm going to ask you later, because I will forget some old about not having the degree that I'm sure other people are applying for the same job that you do. So how you stand out and things like that. So we're going to circle back to that a little bit later. Your current role, So what does your week look like? So walk us through how much research you're doing, kind of meetings, all the other probably backend admin type stuff that you might be doing. Walk us through what a typical week looks like for you.

What is a typical week as a financial advisor like?

Mike Reynolds

So I'd say we've tried to get in this pretty good habit of keeping Tuesdays and Thursdays, we try to really focus in on let's commit to those being meetings days, right? Meaning we always try to reach out to clients because some clients will say, hey, we only want to see you once a year. Others will say every six months, so twice a year. Others are quarterly. So no matter what, we try to keep that schedule where we say Tuesday and Thursday, let's load them up with meetings. So that way, Monday, Wednesday and Friday, we have to do either prepare work for the upcoming meetings, follow up work for those meetings, and then finally Friday would be additional follow up work, but then preparing for the next week to make sure that you have the meeting.

So at any given point, I could be doing endless amounts of research. I shouldn't say endless amounts, hours of research, specifically if it's a new client, right? Someone that I don't really know from Adam and they send over all their documents, their statements, their trust paperwork, they're explaining their goals. I could spend a good five-plus hours just researching all of those and then bringing everything back to how that could affect through different tax laws that change every year, it seems like, right?

As everything keeps changing, I feel like it's mostly a lot of research that I do in my own time, but naturally on the job. So I'd say Monday, Wednesday and Friday are really the busy prep work. And if there's downtime on those days, or let's say if a client meeting gets canceled on those Tuesdays or Thursdays, it's a great time to give a call to any client or someone that you've just been meeting and getting in touch with.

Greg

Excellent, and how about work-life balance in your field? So you said a lot of research, you obviously have a lot of meetings, you got to prep for them, that prep's gotta come hell or high water by a certain time, right? Because you gotta hit the meeting. walk us through what the work-life balance is for you.

What is the work-life balance like as a financial advisor?

Mike Reynolds

So I'd say this, this career is really one where, you, you get what you make out of it. Meaning there are some advisors I know who say I went into this industry because I knew I would never have to miss my kids baseball games, which I think is awesome. Like that's a hundred percent the way once my daughters are older, as I've shared with you, like I hope they're involved in something and I can't wait to be there for all of it. But, anytime that you do take off, I think you always have to have in the back of your mind, like.

Yes, you're not tied to a clock or somebody else, but you're tied to your clients. So I think it's one of those, sure, I could skip out today at two o 'clock, but I should make sure I'm making up anything I didn't do. don't know. Add those hours on elsewhere is what I mean. And you've probably heard me before say, like, I'll send my 4 a emails because I can't sleep. And that's mostly because something will hit me in the middle of the night. And I think, all right, let me get on to work.

It doesn't mean you have to be that stressed. Sometimes I just wear my stress a little too much, but you do have a good comfort, comfortability, if you will.

Greg

Okay. And there's a lot of, I've got to assume internal stress put on you. So as a financial planner, people put a ton of trust in you, right? So it's the retirement, it's your kids' college funds, it's their security. And you hear the horror stories like Bernie Madoff and stuff like that where people are losing everything. And then you have the 99 .9 % of other good people, but they're still putting a lot of trust in you. So what is it like to be entrusted that much when you're dealing with people’s finances, their future security?

Is being a financial advisor stressful?

Mike Reynolds

It's stressful, honestly. as much as I love the ability, like there's nothing more flattering than when someone says they do trust you enough, right? That's to me, the biggest compliment out there. And especially when they send you a referral, it says, my mom and dad, I'm sending them to go talk to you. Like that tells us, wow, you really do trust what we do. But every time something like that happens, I think it's more stress that gets added on. because Steve and I always try to say, we will always under promise and over deliver, because there's a lot of things that we can't control, the market being one of them.

You know, 2022 was a great example of a recent year where it felt like no matter where you were as an investor, it stung. So the best thing we can do from a financial planning standpoint is make sure we have a good plan in place to be able to hopefully weather any storm, you know, controlling what we can control.

At the end of the day, think that is part of the reason why at times I won't sleep is because there is an inherent amount of stress. Sorry if I don't want to sugarcoat that. People trust you.

Greg

No, I don't want you to sugarcoat it. That's why we're doing this podcast, right? To kind of break it out there. Have you learned anything to help you cope with those things or is it just becoming more comfortable and that it is just part of the job and that's what it is?

Mike Reynolds

I do think that it's a part of the job in that there's the variables that you can't control that, again, the market being one or, you know, the market can react to anything that nobody knows on a given day, given, you know, 2022, it all started with geopolitical risk with the war. How could any of us seen that coming? And I think some of the things I've learned through, you know, even back to not bring a time that we all want to forget, but COVID, right, when we were all quarantined up, that was a scary time in the market. And sure enough, it shot right back up, but it was finding that the best thing you can do in this job during those uncertain times is send messages, get on the phone, talk to your clients because they do deserve to hear from you.

And it's one of those, Hey, as much as we hate having this review and sorry, hate is a strong word, but as much as we dislike having this review of right now, your money is down, but you just need to trust us. Like it's not easy, but you got to do it. And I think that helps me cope. Yeah.

Greg

Very good. And okay, I'm gonna shift a little bit to high school specific advice for people. So let's say you're in high school, maybe you know you wanna go into a finance world. Maybe you don't know what you wanna do, but you're gonna go into finance somehow. Maybe you're just good at math. You don't know what you wanna do, but you're like, yeah, it's an area for me. I'm gonna ask this question two ways, Mike. One, advice, knowing what you know now that you would offer to someone in high school to kind of prepare themselves or help them explore whether it's a fit for them.

Advice for high school students interested in a career in finance

Mike Reynolds

To the backside of that question is knowing your personal path where this was not a college to career type path for you, is there something you look back on and go, man, you know what? That actually came in really handy 15 years later.

Yeah, so for the first part of knowing what I knew now back, know, high school, early college, what would I do differently? I'd say, I think the hardest thing about this job and candidly any career is you always have to have your why, right? Like, why do you do anything? And there has to be some sort of motivating factor because sure, most people could say it's I want to have a flexible lifestyle for any job or I want to make money for any job. But at the end of the day, the money will come, the flexibility will come. But are you happy doing what you do?

And you could be a math wizard, but if the idea of talking to clients about estate planning, wills, putting all that into place, tax law, making sure they're covered on insurance or planning for the unexpected around college education, all that stuff. If that's boring to you, then you're not going to be motivated to do this job. And I think that's the hardest part is when you're a young professional or even a young kid in high school, there's so much pressure that gets placed on you that, you know, you have to be 18 years old and decide a major and that could be an unnecessary amount of pressure in my mind.

I think it's, you know, you pick something you're good at that you think you could have an interest in and you'll slowly develop it along the way. If you do think you're interested in this field, ultimately to get back to answering your question, I would highly recommend there's now what's called the SIE and that is the breakdown of the series seven. To my knowledge, anybody can buy the SIE, start reading that material if you want even on your free time and just see if the material interests you because then you can understand what you do to become an advisor and start to read up on different things of financial planning and see if that gains your interest.

I'm happy to share how I found my whys that brought me into this that I ultimately knew like I'm way better off in this field than I am taping ankles as a physical therapist.

Greg

All right, so slight technical difficulties. You cut out toward the end there, Mike, so I think we're good, but you mentioned the one thing that you may, that you're happy sharing is your why. So if you don't mind, would you give us kind of a quick overview about how you found your why?

Finding your why and choosing a career

Mike Reynolds

Yeah, and you know, I joke that the reason I'm in this job is always my little sob story. So it's one of those, I'm not here to throw my pity party, but it's a true, think, life experiences can help mold anybody to find where they're meant to be. So going into college, I was at the University of Delaware. Again, kinesiology had full intentions of physical therapy school, opening up my own practice that way. And then along the way, so after my freshman year, my oldest sister unexpectedly passed away and left behind my two nephews.

My twin nephews who were in fifth grade at the time. And their dad wasn't in the picture. And I remember my other sisters and my dad, we all came together like, what are we going to do about the boys? And that was the first time I remember hearing the term a state attorney. And I didn't even know what that meant. The only time I heard a state was real estate.

And I learned about the importance of having a will in place. learned about the importance of having anything in place that explains, forbid, what should happen or even then having insurance. I never even knew about the purpose of insurance at that time. And it was because my siblings and I and my father were trying to scramble together about how to raise my boys.

Thankfully, fast forward, my one sister in Michigan, my boy, my nephews moved out there. They're both now at Kalamazoo College on full scholarships. So everything worked out for them but that was the first time I started thinking like wow what happens in these cases so that was going into my sophomore year of college and then later on my dad was diagnosed with lung cancer in college and so when he became sick I remember just watching him kind of get crushed and it took a lot of things out of him quickly, we were having a heart to heart one day and I said, dad, how come you, you know, you didn't get to retire yet? Like he was, he was 70 years old at the time when I was still in college. He had me late. and he said, well, son, you're still in college.

And I remember he was joking with me, but it was kind of that moment of like, so what do people do? Like, is that where I learned about a five 29 plan? Right. Is if you save for that early and you put the funds away, it can help you retire early. And I remember just having this guilty feeling personally, right, of my dad had to kind of wait for me to be out of school to retire and then sure enough he got sick.

And then through my junior year, we were dealing with his illness. And as things kept getting worse, then we had to learn about long -term care needs, right? And how you're going to fund for that. And again, these are all different financial planning practices that I became super interested in, but I had no idea that there's a job for this, you know? And then once he passed, I remember then my siblings and I still figuring out, my gosh, here we are settling another estate, doing all this, who's going to execute all that, power of attorneys, this, that, and the third, all these terms that I had never known before.

And that was kind of when I started to research, like, who is the person that quarterbacks all this stuff before any of it happens? It's a financial planner. And what I thought was amazing is when you think about it,

I talked about estates, power of attorney documents, settling any sort of unexpected death, 529s, retirement and long -term care. None of those are stocks or bonds, And that's at the end of the day, everyone thinks a financial planner is someone that says buy this stock or buy that bond, but at the end of the day, it's putting together everything else around the financial plan to then build a portfolio. And ultimately, I just thought like, wow, those are a lot of life experiences in a short amount of time that this is where I was meant to be. So not saying everybody has to have sad moments happen to find your why, but I think it helps at times to figure out what it is that you're gonna have an impact on.

Greg

And I think the lesson there is, is one they could take away. We had a guest on earlier this season as well, hier college roommate died and transitioned her. It was a different why for her and that it was somewhat similar story here. So thank you for sharing that. I know it's personal, heartfelt. So thank you for kind of opening up there. I'm going to pivot back terrible segue, but I'm going to do it anyways, because that's what I do here. My show, my show.

Let's shift to those kids in college. So you were in college when you told the story about having this transformational moment here. So looking back now, if you have someone in college who is probably not always, but probably studying some sort of finance degree here, you have a lot of opportunities in college, classes, organizations, clubs, all these different activities. What do you think might be the most impactful for them?

Advice for college students interested in a career in finance

Mike Reynolds

Yeah, I'd say I don't, you know, every college is different in the sense of some, like, for example, University of Delaware, we had a really good business school. Their investment club was like pretty highly coveted. If you could get into that. I had a lot of buddies that were in the investment club and I know that's what they learned a lot of. They wanted to be more of like the technical guys, like learn how to trade and really research stocks.

So I think of in your free time, if you're able to get into like the investment club or one of the business fraternities or sororities. know that those are pretty popular too, to create your own network. But, you know, naturally, you know, a lot of classwork will be the same classwork across any major that you have to take. Really, think it's internships, I think are one of the biggest parts. And I could tell you that from someone who, you know, here we are in August and I've spoken to eight rising seniors for an internship for next year, Right?

It's a competitive landscape. And these are kids that were, they're coming to us from, whether they're friends of clients, you name it. And they're just saying like, any advice you have to get my name in the door. And I tell them you're doing the right thing because you're trying now and you're planning for the future. You know, it's not like you're coming to me today for an internship this summer or next month. Like you're planning a year in advance.

So it's really, I would say starting to do your research around different firms or whatever is in your area because finance in general is just a huge landscape and you might not know if you're more of the research person or if you're more of the client person or the product person where getting these internships while you're in college is really helpful to help you narrow where your interests are.

Greg

That's great advice. It's ironic because it's the same advice regardless of your industry that we're getting, especially like the mental health side. Like, you should be doing a couple of these things. When I was in college, I always thought internships were done between your junior and senior year and that was it. And people are like, no, you can do multiples of them. I'm like, this is new to me. So your advice is spot on with them. How about those new in the workforce you mentioned before?

You didn't spend four years studying one specific thing. No one does, right? You have those basic classes and things like that, but you kind of made that late pivot. You're already talking to people. brand new in the workforce tips for them to kind of land that first job? it connections? Is it having certain things listed on your resume? And that could be like extracurriculars or whatever.

What are some of pieces of advice for someone who's trying to land that very first job?

Advice for new finance professionals looking for their first job

Mike Reynolds

Honestly, I think the first thing you said is no matter where you are in this world, connections are always huge and you should never feel bad about using them. You should never feel guilty. You should never feel like you have a leg up, even though sometimes it is what helps you have a leg up. If you know people somewhere or if you could float your resume around to somebody who does know people and they trust you, that automatically is a step up. Now it's upon you, right, to then finish and close the deal, if you will, once you are in the interview itself.

But I think connections. I remember my senior year, I knew I was getting ready to finish early. Again, that guilt factor of wanting to finish early for my dad. So I had a lot of free time and I was just hustling. I personally was in a fraternity. going into my senior year when I was president, a bunch of old presidents came back for like an alumni weekend. And I just remember I was at like a career event, just shaking hands with everybody. Hey, what do you do? What do you do? tell me about this.

And I just kept floating my resume around and ultimately that's what led me to Janney. I had never even heard of Janney before. So you just never know whose hand you shake that could introduce you to the next opportunity.

Greg

Excellent, How about personalities? So like a lawyer, you think about a finance person and the stereotype is they're very boring, don't tell jokes, right? Very dry. A lot of lawyers you talk to are not like that, are, right? But you get that in everything. Are there specific personalities that kind of dominate the field? Is it more male dominated versus mixed between male and female? Kind of walk us through if you can, just, I don't know the specific personalities to deal with, maybe if, like, hey, if you don't like dealing with abrupt people, might not be for you.

What personality is best for a financial advisor

Mike Reynolds

Yeah, that's a great question. you're so right in that it's been a predominantly white, older white male field, candidly, right? It's everywhere you go. Everybody looks the exact same, but there is 110 % a shift right now in that if you're a young professional woman looking to get into this career, and I'm talking about financial planning specifically, right?

Anything else, whatever you identify as, there is absolutely a need because everybody needs someone to relate to. But I will say, right, the traditional is what you just described. And it's one of those, I think it was, you know, back in the day, you would pass the exam and you would get a phone book and a phone and they'd say, start calling, right? So you had to have, you kind of had to be used to hearing no, like those were the cold calling days that you saw and not to say this is Wolf of Wall Street, but kind of like that and it is, you have to have, if you're on this side, right, you do have to have a personality where you want to be on a relationship side of the business, working with people day to day.

If you ever get that feeling of, man, I'd rather text this person than call them, this isn't the career for you. But maybe you're more on the research side of finance. Like if you're able to put your headphones in and just tune in and do all the research on investments, that's all you.

This definitely does take more of like an outgoing personal side, but you also have to be able to listen. You can't try to steal the room too much. you know, for example, this is probably the most I've ever talked because I want to listen, you know? So it's definitely that.

Greg

Well, it's funny because I always like talking as little as possible. So we're going to battle here a little bit. How about some misconceptions about being a financial planner?

Misconceptions of financial planners

Mike Reynolds

That's a good one. I would say, you know, we we've thrown a couple of references out there, like the made offs, Wolf of Wall Street. Like sometimes if you're not, you know, you don't know what you don't know other than what is in public headlines. And some people may think, they're just people that charge crazy fees. They'll charge me 3 % to just hold some stocks. That's all they could really do for me. I can do better in a E -Trade account, something like that.

I feel like is kind of a typical misconception where, you know, that's where I like to focus on the financial planning is that it's more than just the investments. And I never want to go toe to toe with someone to say, you know, here's why you're wrong. It's always just about, let me just show you what we can do for you. And if you're happy, you're happy. If not, this was just a good free conversation. So I think that's, but like any career, there's always going to be the misconceptions, but I think those are probably the biggest ones.

Greg

Excellent. How about something in your industry you wish you knew a little bit sooner?

Mike Reynolds

Something I wish I knew I wanted to do it sooner. If I did go, because the University of Delaware had a great financial planning major. So if I knew that at 18 years old and I was able to spend four years in all the financial planning topics, like it just would have saved me a little bit of time at the end. But again, at 18, it's really hard to know that. So I'd say, yeah, I definitely wish I knew that. Something I wish I knew sooner.

It's okay to say you don't know. I started very young and I was, I remember being nervous when I was like, my gosh, I can't even rent a car, let alone have one gray hair and people are supposed to trust me. Like that seems crazy. And I felt that I had to overcompensate. And I remember it takes a couple, only a few times to really kind of screw up on forcing an answer that you're wrong on where you can say,

Hey, you know what? I don't know. Let me come back to you. It's okay. It's okay.

Greg

It's a life lesson that'll treat you well, regardless of the industry you go into, always. So Mike, you mentioned a couple things already, but I'm gonna tee this up anyways in case there's something a little more prominent for you. But what's the most rewarding part of your career?

Most rewarding part fo being a financial advisor

Mike Reynolds

It's it's the thank you. It's always the thank yous. That's the appreciation It's I think anytime we have a review with someone where we could say hey When's your retirement date? Because it could be today like and just that satisfaction of their face of like I never thought I could retire I never knew it was possible but to give like our true tried and true blessing of we think you're ready for retirement What are you gonna do in retirement? Like that to me is the most satisfying.

Or just even achieving any little goal along the way, whether it's buying property or, we saved enough to help your child get to school and they can go to the school of their choice, or if their child gets a scholarship, like we share in our clients' lives, so we're excited for them when good things happen to them. So it's always that. Anytime you hear the thank you, it's just always, I don't know, I come in with a smile. It's great.

Greg

What did I neglect to ask you today?

Mike Reynolds

I would say if there's one thing I could recommend, let's say if financial advisory, financial planning, anything of that nature is in your interest, it never ever hurts to get in front of people now. And if you're at a firm, for example, Janney, their headquarters are in Philadelphia, as you know, and they have a good internship program. I had maybe 10 of the interns reach out to me. said, hey, just trying to get my name out there to some of the advisors, want to get to know you, talk more about the business. And I think that's really great that they're being encouraged to do that because they're going to finish their last year of college, but they're wrapping it up now, trying to gain as much knowledge as possible to think about it for their final year and understand maybe this is the side I want to go into. So I just think it's always great to just be curious and ask questions.

Greg

Mike, before we go, I'm going to pull you out of the finance world. I'm going to pull you out of physical therapy or anything in that world as well. So if you had to choose a different career, which are you going to choose and why?

Mike Reynolds

My goodness, other than when I thought I was going to be an NFL star. Other than that, I would say I've always felt that I like making an impact with people. Man, Greg, that's an on the spot question. I would say, I would be a NICU doctor. I would, yeah. I think they are doing unthinkable work. It's amazing. That's a great question.

Greg

That's one of mine as well. That's one of mine as well. Mike, thanks for your time today. So if someone wants to reach out, ask you a question, make an intro, say hi, what's the best way for them to get a hold of you? A LinkedIn email, feel free to throw out whichever way you want.

Mike Reynolds

Yeah, I would say please add me on LinkedIn. My email. I'm happy to provide that as well. This is not advertising. I want to make that clear for any compliance that watches this. My email is M Reynolds at janney dot com, and I'd be happy to connect with anybody.

Greg

Excellent. We'll throw them the show notes. If anyone's looking for it, they can pop on down there and find it. So Mike Reynolds, everyone, financial advisor at Janney Montgomery Scott.

Find out more about Mike. Check out our website, check out the show notes and all the contact info will be there for you.

I hope everyone enjoyed today's episode If you'd like to unbox your career with us, we'd love to have you Please visit the website to find out more, and until next time, be kind of one.

(Interview transcription provided by Riverside.fm. May not be 100% accurate.)

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